Integrity Financial Advisory provides a fully integrated service revolving around you as the client. We adopt a holistic approach to your financial situation in order to provide the best personally tailored advice for your individual circumstances throughout life’s various stages.
1. Initial Consultation - Getting to know you
Our first meeting is a ‘get to know you’ discussion to determine if we can help and talk about the way we can work together to achieve what you want. If we can’t add value to your situation, we will refer you through to someone who can. We provide this service as a no obligation free consultation.
2. Your Situation - Just the Facts!
If together we believe Integrity Financial Advisory can help, then we’ll need some information. We’ll step you through questionnaires to better understand your personal circumstances, goals and your tolerance for risk. This is more commonly known as a Client Profile and Risk Profile analysis.
3. Statement of Advice – Getting it all down in writing
This is where we have some work to do in preparing a comprehensive Statement of Advice to detail our suggested strategy – it’s the way we detail the plan to assist in the achievement of your financial goals. This strategy will take into account the various aspects of your current financial position which were determined in our initial client meeting.
4. Implementation Meeting - The Paperwork!
After the Statement of Advice has been prepared, a second meeting is held to discuss the strategies documented in it. We like to ensure you are comfortable with and understand our suggested strategies. If you are happy to proceed, then our experienced team will take care of the paperwork on your behalf. This takes the weight off your shoulders, as we step in as your financial advice partner.
There is no additional charge for implementation of the Statement of Advice – It’s all part of the service.
5. Confirmation - Making Sure It All Comes Together
Once we’ve implemented the strategies outlined in our advice, we will confirm the necessary changes have been made and provide feedback to you. You’re in the loop all the way through.
6. Ongoing Review – Keeping it Relevant
Life changes, financial markets move and regulations are updated. It’s critical your situation is reviewed on a regular basis to ensure you’re still on track and changes have been accounted for. The world is ever-changing. In this way we ensure your advice continues to meet your financial needs.
And remember, we’re here for ad hoc queries and a sounding board when needed. We’re here to help.
BEc (Acc), MBA, CPA, FFin
David has been in the Financial Services Industry for nearly 30 years. He was one of the founding Directors of the successful Financial Planning and Stockbroking Practice, Henderson Gregory Forrest, for a decade. Prior to that, he held senior roles in companies such as ING, KPMG Accountants and AMP. David was previously Chairman of OAMPS Superannuation Trustee Board and currently serves as an independent Board Director for several companies.
David’s extensive experience in all forms of superannuation, including Self Managed Super Funds (SMSF), Defined Benefit Funds, retirement funding through Account Based Pensions, stockbroking with a focus on Direct Share Investment, Taxation/Remuneration Planning, Centrelink, Aged Care and business management, equip him to advise expertly on all aspects of Financial Advice.
Those with a particular interest in superannuation/SMSFs, direct share investment, salary packaging or applying for the Centrelink Pension will find his knowledge and ability in formulating and implementing creative, logical and simple wealth creation strategies a valuable asset.
David maintains a strong personalised client service focus, providing tailored solutions for clients.
David Forrest is an Authorised Representative of Integrity Financial (SA) Pty Ltd ABN 16 133 921 187 — AFSL No 334846
Business Finance Manager
B Bus (Acc), CPA
Michelle’s career has spanned across the Financial Services, Retirement Living and Aged Care industries working in the private sector, not for profit and more recently with the state government for over 20 years. Her experience extends to many facets of the financial services industry, having worked in superannuation administration, technical support and financial planning practice administration.
Commencing with AMP and subsequently working in commerce and accounting roles with companies such as Brambles, Adelaide Bank Retirement Services, ECH Inc and SA Health and Wellbeing, Michelle returns to financial services after working in practice financial management at Henderson Gregory Forrest. This wide range of experience from senior accounting and management roles has provided Michelle with a strong background in business administration.
With an astute financial acumen and keen interest in business improvement strategies, Michelle ensures the smooth running of the Integrity Financial Advisory practice providing valued management support to our personalised client service focus.
Client Service Manager
Jasmine has worked in the financial services industry for over 12 years in all areas of client administration, working with David since 2013.
Jasmine has extensive knowledge and experience in client service including implementation of advice, portfolio reporting, assisting with the establishment of Self Managed Super Funds (SMSFs), term deposit management and a long history of helping clients with their enquiries.
Jasmine’s attention to detail, yet gentle approach, means she is able to solve the trickiest of questions for our client community.
Jasmine has gained her Certificate III in Financial Services qualification.
Client Service Manager
Merrilyn has worked in the financial services industry for over 11 years in all areas of client administration, and is a new addition to our client services team, returning from Melbourne to join the team in June 2019.
Merrilyn has extensive knowledge and experience in client service including implementation of advice, managed fund administration, assisting with the establishment of Self Managed Super Funds (SMSFs) and process improvement for the previous practices she has worked with. Merrilyn’s experience with direct shares constitutes the other part of our administrative support for direct equity investments.
Merrilyn’s warm and caring nature continues to endear her to our clients and she has already established herself as a valued member of our team.